When to Update Your Will
A Will is not a set-and-forget document. Under New Zealand property and estate law, major life events like marriage, separation, or divorce automatically revoke or alter your legal covenants. We help you review and update your Will to keep it valid.
Review Your Existing WillThe Separation Blindspot
While a formal High Court divorce revokes gifts to an ex-spouse, **separation does not revoke a Will**.
How Relationship Changes Affect Your Will
Section 18: Entering Marriage or Civil Union
Under Section 18 of the Wills Act 2007, entering into a marriage or civil union automatically revokes (cancels) any existing Will you have, unless the Will explicitly states it was drafted "in contemplation of marriage" to that specific partner.
The Danger: If you marry without updating your Will or using the contemplation clause, you will die intestate. Your estate will be distributed under default laws rather than your choices.
Section 19: Divorce & Marriage Dissolution
Under Section 19 of the Wills Act, obtaining a formal dissolution of marriage or civil union automatically revokes any gifts made to your ex-spouse and cancels their appointment as executor, unless the Will states otherwise.
The Separation Gap: Because separation holds no default revocation status, you must immediately draft a new Will upon separating to protect assets before the formal divorce is finalized (which takes at least 2 years).
Relationship Status Impact on Existing Wills
| Relationship Event | Legal Effect on Will | Filing / Action Required |
|---|---|---|
|
Entering Marriage or Civil Union |
**Automatically Revokes Will** (unless drafted in contemplation of marriage). |
Draft a new Will immediately or include a contemplation clause. |
|
Separation (Estranged) |
**No effect**. Will remains active. Partner still inherits. |
Draft a new Will immediately post-separation to exclude estranged partner. |
|
Formal Divorce (Dissolution Order) |
**Revokes gifts & executor appointments** for ex-spouse automatically. |
Update Will to assign new executors and redistribute revoked legacies. |
|
Entering De Facto Relationship |
Does not automatically revoke Will, but partner gains claim rights under Relationship Property Act after 3 years. |
Execute a Contracting Out Agreement (Prenup) and update Will in tandem. |
|
De Facto Separation |
Does not automatically revoke gifts. Partner can claim relationship splits. |
Settle property splits and execute a new Will immediately. |
The Ademption Trap: Failing to Update Assets
| Clause in Will | Action Before Death | Result at Settlement |
|---|---|---|
|
"I leave my home at 15 Orakel Road, Remuera to my son." |
You sell Orakel Road and purchase a home at 12 Victoria Ave. |
Gift Adeems. Son receives nothing. Victoria Ave home falls into residue. |
|
"I leave my Mercedes-Benz car to my daughter." |
You sell the Mercedes-Benz and purchase an Audi. |
Gift Adeems. Daughter receives nothing (unless Will clause says "or any replacement vehicle"). |
|
"I leave my shares in XYZ Co to my partner." |
XYZ Co goes bankrupt or is bought out, shares convert to cash. |
Gift Adeems. Partner receives no equivalent cash value. |
The Replacement Rule: To avoid ademption, we draft clauses with flexible "replacement" wording (e.g. "or any property I own as my principal residence at my death"). Alternatively, you must execute a fresh Will or Codicil immediately upon selling a specifically gifted asset.
Other Major Life Events Requiring a Will Review
1. Children & Guardians
Welcoming biological children, adopted children, or grandchildren. You must update your Will to appoint legal guardians for minor children, and establish testamentary trusts to hold assets until they reach mature ages (e.g. 21 or 25).
Guardian Appointments2. Estate Valuation Changes
Acquiring major property titles, receiving inheritances, starting family trusts, or executing commercial business share transfers. Your asset distributions must be coordinated with these new entities.
Asset Expansion3. Executor Incapacity
If a named executor passes away, loses mental capacity, moves overseas, or declines to act. Having no active named executors requires a slower High Court Letters of Administration application at death.
Executor ReviewsSchedule a Will Review with Ian Mellett
Ensure your Will is legally valid following marriage, divorce, separation, or property sales. Request an upfront quote today.
Request a Will QuoteFrequently Asked Questions
It is a specific clause inserted into a Will that overrides the default Section 18 rule. It states that the Will is made in contemplation of your upcoming marriage or civil union to a named partner. This clause prevents the Will from being automatically revoked when the marriage takes place, keeping all covenants fully active.
No. Writing on, crossing out, or editing the text of an original signed Will is highly dangerous. Under New Zealand law, handwritten alterations are invalid unless they are formally signed and witnessed in the margin. Furthermore, defacing the original deed can lead the High Court to declare the entire Will void. You must draft a clean new Will or a formal codicil to make changes.
If your Will is revoked under Section 18, you are legally considered to have died intestate (without a valid Will). Your estate will be distributed according to the default rules of the Administration Act 1969, which splits the estate between your spouse and children. This default split can lead to asset distributions you did not intend.
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