Boutique SME Counsel

Commercial & Business Lawyers

From startup structuring and brand protection to drafting ADLS commercial leases and facilitating business acquisitions, our firm provides responsive, practical legal counsel led directly by principal solicitor Ian Mellett.

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Commercial Lease Alert

The standard ADLS Deed of Lease contains strict **Reinstatement** (Make Good) clauses, forcing tenants to strip out all office fittings, cabling, and partitions at lease end.

Ratcheting Rent Risks: Many leases also include rent ratchet clauses preventing rents from decreasing during reviews. We review and amend lease agreements to protect your cash flow and exit liabilities.

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Body Corporate & Unit Titles

Vett unit titles, body corporate operational rules under the Unit Titles Act, and cross-lease titles before signing property contracts.

Read Unit Title Guide

Buying or Selling a Business

Navigate ADLS business sale agreements, due diligence parameters, landlord lease assignments, and employee contract transfers.

Read Business Sale Guide

Franchise Agreements

Review franchise disclosure documents, territorial rights, intellectual property bounds, and franchise code compliance covenants.

Read Franchise Guide

Tax Law & Company Structures

Coordinate shareholder agreements, corporate restructures, and LTC tax systems to shield capital and optimise commercial operations.

Read Tax Guide

Business Structuring Covenants in New Zealand

Selecting the appropriate legal entity is critical to protect personal wealth and manage tax liabilities. The four primary commercial structures in New Zealand are:

1. Sole Trader Structure

The simplest model, where you trade under your own name. While setup outgoings are minimal, you face unlimited personal liability—if the business defaults, your personal assets (including the family home) are exposed to creditors.

3. Limited Liability Company (Companies Act 1993)

A separate legal entity. The corporate veil limits shareholder liability to the value of their share investment. Essential to prevent trade creditors from accessing personal assets (subject to personal guarantees).

2. Partnerships (Partnership Law Act 2019)

Two or more entities sharing profits and liabilities. Partners are subject to joint and several liability, meaning you can be held personally responsible for commercial debts incurred by your business partner.

4. Trust-Owned Business

The shares of the trading company are owned by the trustees of your Family Trust. This isolates business risks from the trust's capital holdings, while facilitating tax-efficient beneficiary distributions.

NZ Business Structures Scorecard

The below table is intended as an informative guideline not legal advice applicable to your circumstances.

Legal Structure Liability Isolation Tax Treatment Regulatory Demands
Sole Trader None. Personal assets are fully exposed. Personal marginal income tax rates (up to 39%). Low (audits rarely required).
Partnership Joint & Several. Partners share liability. Profits flow to partners; taxed at personal rates. Low (requires partnership agreement).
Limited Company Limited. Isolated corporate shell protection. Flat 28% company tax rate. Profits paid as dividends. Moderate (Companies Office filings).
Trust-Owned Company High. Shields company shares from personal claims. Company taxes at 28%; trust splits at beneficiary rates. High (requires annual company & trust returns).

ADLS Deed of Lease Tenant Vetting Checklist

When signing the standard Auckland District Law Society (ADLS) commercial lease, tenants should negotiate specific clauses to prevent major post-tenancy liabilities: *The below table is intended as an informative guideline not legal advice applicable to your circumstances.

Clause Category Tenant Risk / Trap Quay Law
Recommendation
Reinstatement (Make Good) Tenant must strip out fittings, cabling, and partitions, repainting premises at lease end. Limit make-good; exclude pre-existing fit-outs.
Rent Ratchet Prevents rent from ever decreasing during market reviews, even if market rates drop. Insert soft ratchet or CPI indexation caps.
Outgoings Apportionment Landlord passes on all rates, insurance premiums, body corporate fees, and maintenance. Vett outgoings schedule; exclude structural repairs.
Personal Guarantees Directors personally guarantee the lease, exposing homes to landlord defaults. Limit guarantee caps or offer bank bonds instead.

Professional Representation Across Key Business Sectors

Business Sales & Purchases

Drafting and vetting ADLS Sale & Purchase of a Business contracts. Managing due diligence, vetting customer lists, assets, lease assignments, and employee handovers.

Due Diligence & Contracts

Shareholder Covenants

Drafting customized Shareholder Agreements. Establishing clear rules for disputes, share valuations, funding calls, exit clauses, and director voting thresholds.

Corporate Governance

IP & Social Media Law

Protecting digital trademark rights, drafting employee social media compliance policies, and vetting advertising campaigns for ASA regulations.

Brand Protection

Instruct a Commercial Solicitor on Your Business Transaction

Vett your commercial lease agreements, draft shareholder deeds, manage business acquisitions, and establish secure corporate structures. Request a quote today.

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Frequently Asked Questions

A restraint of trade clause prevents a vendor (selling a business) or key employee from competing with the business within a defined geographical area and time period. In New Zealand, restraints are only enforceable if they are "reasonable" to protect a proprietary interest (such as goodwill). Restraints that are too broad in geography or duration will be struck down by the courts.

Under the standard ADLS Deed of Lease, the tenant is typically responsible for paying the landlord's reasonable legal costs incurred in preparing and executing the lease and any personal guarantees. However, this is negotiable—tenants can request that each party pays their own legal outgoings during initial Agreement to Lease negotiations.

While a company constitution defines standard board operations, a Shareholder Agreement is a private contract that handles partner-level issues: what happens if a shareholder wants to exit (pre-emptive rights), how shares are valued, funding requirements, and how deadlocks are resolved. A constitution is public record; a Shareholder Agreement remains strictly confidential.

Instruct Quay Law for Your Transaction

Contact our Remuera office to discuss your sale or purchase contract, title checks, or financing arrangements.

Office Telephone

09 523 2408

Email Address

info@quaylaw.co.nz